The health care penalty and the reasons not to pay it
Among a lot of reasons: income-related, cultural, personal status, hardship exemptions, the first ones are very common. The mandate to own health insurance indicates that the ACA ensures that health insurance costs are kept reasonable for American families. But there are still come the cases of two exemptions from the individual mandate penalty based on […]
Nuances of applying for a store credit card
There are some reasons that should be considered before applying for a store credit card: 1) financing offers: a good chance to get some discount. You are able to make minimum payments and leave your cash invested until the promotional period ends; 2) discounts: new card holders are very often offered some additional discounts on […]
Options of Forex Ladder
A Forex ladder option provides certain extra benefits upon the option holder. Exotic options such as the ladder are a bit more expensive to purchase because they come with a lot of useful additional benefits. Here are the terms and options you must consider: pricing (where the main term is a currency pair), vanilla call […]
The way your personal loan works
That’s strange a lot of people still don’t understand the responsibility of the loans. Probably they simply don’t have time consider all pros and cons. But there is still a very big responsibility that accompanies your choice to borrow money. Financial responsibility is something that dictates you not to borrow more than you are able […]
The future of digital currency
Did Bitcoin made the dollar obsolete? Will any new coin be a hero and a winner in the battle of a paper-digital money world? Preiscoin or OneCoin. Or what else? Who is responsible to answer these questions? Network marketing junkies continue to advise their friends to convert dollars into digital bits. It’s easy to answer […]
Refinancing your home mortgage
You are probably aware that refinancing is a way to replace your old mortgage with a new one. It’s now becoming more and more popular among homeowners in terms of reducing their interest rates and even sometimes take cash out of their home equity. What are the main benefits of mortgage refinancing? The major one […]
